RETIRE WITH INCOME
Complimenting the Yield Hunting strategy to inform investors on retirement - how to get there whether at age 40 or age 70 - combining Saving, Investing, and Lifestyle.
This retirement series is designed to help you plan for your retirement or navigate through it.
When people I speak with talk about retirement, they talk about this far off place that they will not see for decades… But why can’t it be today?
In today’s economy and digital world, the cliche` that says you retire when you hit 65 is outdated. People can retire much earlier than previous generations.
Yield Hunting is designed to basically replicate your paycheck, so you can continue to finance a robust lifestyle for the post-working years…
We focus our articles on four major topics:
Taxes, Retirement, Investing, and Savings
OUR RETIREMENT BLOG FEED:
We run through the optimal mix of withdrawals for your retirement accounts.
The best means to minimize taxes and maximize retirement.
Traditional IRAs, Roth IRAs, 401ks, brokerages, and all the rest.
Roth 401ks can be a useful tool to create a pool of tax-free withdrawals.
Uses after-tax dollars; enjoy tax-free withdrawals.
No required minimum distributions if rolled over into a Roth IRA before age 70½.
RESA Bill and Secure Act are moving through Congress.
What they mean for your IRA.
529s, UGMAs, and various other methods for saving for college.
Tax loss harvesting with CEFs
The “January Effect” and why now may be the time to buy, not sell!
Increased limits for 401k's and IRAs for 2019.
What is the average Net Worth by age group
Set goals to help achieve that net worth you need for a comfortable retirement
Increasing or removing altogether the age required for RMDs
Allowing smaller businesses to join together to offer retirement plans
The basics and not so basics of social security
Differences in payment depending on the age you start
Rebalancing your portfolio forces you to sell high and buy low
The basics on when and how to rebalance.
Retirees today face on the greatest challenges financially compared to nearly any generation.
Longevity risk is going to be something we hear about more and more in the coming decade as people live longer.
We highlight how we structure our approach, which is not risk-free but rather a way to deal with the current environment.
Avoid the income limitations of a Roth IRA by using this method.
What are the pitfalls to avoid?
There are multiple paths to passing your wealth on before and after your gone
Which IRA is the better Inherited IRA for your heirs
Baby boomers approaching retirement are woefully unprepared.
It only gets worse with Gen X and Millennials.
Introduction to a multi-part series on retirement strategies.
Our retirement series depicts strategies for all levels to make the most of their options.
Is the 70% or 80% income replacement rule valid for everyone?
We focus on the other side of the coin - reducing expenses rather than solely looking at growing your retirement nest egg.
Where you live in retirement is one of the biggest factors in how long your retirement funding will last.
State, local, sales, and other taxes, especially on social security and pensions, play a key role in the longevity of your retirement funding.
Sequence of Return Risk is a major obstacle to a retiree realizing a fully funded retirement.
Should a retiree go all cash and short-term bonds losing out on long-term growth as the length of retirement increases? Or stay invested in equities and risk a large downturn?
We attempt to mitigate risk, while maintaining both high yield and long-term growth using higher-quality high-yield CEFs plus a wide range of peripheral investments for growth.
Pros and cons of both traditional and Roth IRAs.
Strategies for when and how to convert to a Roth IRA.
Should you convert?
For those who are not content to sit on a beach with a book or hit the links for the thousandth time.
Ideas and thoughts on how to navigate the third chapter of your life.